:root {
  --bg: #faf8f4;
  --card: #ffffff;
  --ink: #1c2b24;
  --ink-soft: #44544c;
  --green: #1e5741;
  --green-dark: #143d2d;
  --green-tint: #e8f0ec;
  --amber: #e8a93c;
  --amber-tint: #fdf3e0;
  --line: #e6e1d6;
  --radius: 18px;
  --shadow: 0 6px 24px rgba(28, 43, 36, 0.08);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}

body {
  font-family: 'Source Sans 3', 'Segoe UI', Arial, sans-serif;
  font-size: 21px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--bg);
}

h1, h2, h3 { font-family: 'Lora', Georgia, serif; color: var(--ink); }

.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
.narrow { max-width: 780px; }

a:focus-visible, button:focus-visible, input:focus-visible {
  outline: 4px solid var(--amber);
  outline-offset: 2px;
}

.skip-link {
  position: absolute; left: -9999px; top: 0;
  background: var(--ink); color: #fff; padding: 12px 20px; z-index: 100;
}
.skip-link:focus { left: 0; }

/* ============ Header ============ */
header.site {
  background: var(--card);
  border-bottom: 1px solid var(--line);
  padding: 16px 0;
  position: sticky;
  top: 0;
  z-index: 20;
}
.header-row { display: flex; align-items: center; justify-content: space-between; gap: 18px; flex-wrap: wrap; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.brand svg { width: 44px; height: 44px; flex-shrink: 0; }
.brand-name { font-family: 'Lora', Georgia, serif; font-weight: 700; font-size: 24px; color: var(--ink); line-height: 1.15; }
.brand-name small { display: block; font-family: 'Source Sans 3', Arial, sans-serif; font-weight: 600; font-size: 14px; color: var(--green); letter-spacing: 1.2px; text-transform: uppercase; }
nav.main { display: flex; align-items: center; gap: 26px; flex-wrap: wrap; }
nav.main a { color: var(--ink-soft); text-decoration: none; font-size: 19px; font-weight: 600; }
nav.main a:hover { color: var(--green); }
nav.main a.btn-primary, nav.main a.btn-primary:hover { color: #fff; }

/* ============ Buttons ============ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  font-family: 'Source Sans 3', 'Segoe UI', Arial, sans-serif;
  font-size: 22px;
  font-weight: 700;
  padding: 18px 34px;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  text-decoration: none;
  min-height: 64px;
  transition: transform 0.12s ease, box-shadow 0.12s ease, background 0.12s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }
.btn-primary { background: var(--green); color: #fff; box-shadow: 0 4px 14px rgba(30, 87, 65, 0.35); }
.btn-primary:hover { background: var(--green-dark); }
.btn-secondary { background: #fff; color: var(--green); border: 3px solid var(--green); }
.btn-secondary:hover { background: var(--green-tint); }
.btn-big { font-size: 25px; padding: 22px 44px; min-height: 74px; }

/* ============ Hero ============ */
.hero { padding: 76px 0 64px; text-align: center; }
.hero .badge-row { display: flex; justify-content: center; gap: 12px; flex-wrap: wrap; margin-bottom: 28px; }
.chip {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--green-tint); color: var(--green-dark);
  font-weight: 700; font-size: 17px;
  padding: 10px 18px; border-radius: 999px;
}
.chip svg { width: 20px; height: 20px; }
.hero h1 { font-size: clamp(40px, 6vw, 64px); line-height: 1.12; max-width: 850px; margin: 0 auto 22px; }
.hero h1 em { font-style: normal; color: var(--green); }
.hero .lead { font-size: clamp(22px, 2.6vw, 27px); color: var(--ink-soft); max-width: 620px; margin: 0 auto 38px; }
.hero-ctas { display: flex; justify-content: center; gap: 18px; flex-wrap: wrap; }
.hero-note { margin-top: 20px; font-size: 18px; color: var(--ink-soft); }

/* ============ Sections ============ */
section { padding: 72px 0; }
section.tint { background: var(--card); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.kicker {
  display: inline-block; font-weight: 700; font-size: 16px; letter-spacing: 1.6px;
  text-transform: uppercase; color: var(--green); margin-bottom: 12px;
}
.section-title { font-size: clamp(32px, 4.4vw, 46px); line-height: 1.15; margin-bottom: 14px; }
.section-sub { font-size: 22px; color: var(--ink-soft); max-width: 640px; margin-bottom: 44px; }
.center { text-align: center; }
.center .section-sub { margin-left: auto; margin-right: auto; }

/* ============ Big cards ============ */
.cards3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 26px; }
.bigcard {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 38px 32px;
  box-shadow: var(--shadow);
  text-align: center;
}
section.tint .bigcard { background: var(--bg); box-shadow: none; }
.bigcard .icon {
  width: 84px; height: 84px; border-radius: 50%;
  background: var(--green-tint);
  display: inline-flex; align-items: center; justify-content: center;
  margin-bottom: 22px;
}
.bigcard .icon svg { width: 44px; height: 44px; }
.bigcard h3 { font-size: 27px; margin-bottom: 12px; }
.bigcard p { font-size: 20px; color: var(--ink-soft); }

/* Steps */
.step-num {
  width: 64px; height: 64px; border-radius: 50%;
  background: var(--green); color: #fff;
  font-size: 30px; font-weight: 700;
  display: inline-flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
  font-family: 'Lora', Georgia, serif;
}

/* ============ Wizard ============ */
.wizard {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow);
  max-width: 720px;
  margin: 0 auto;
  padding: 48px 40px;
  text-align: center;
}
.wizard h3 { font-size: clamp(28px, 3.6vw, 36px); margin-bottom: 10px; }
.wizard .wsub { font-size: 20px; color: var(--ink-soft); margin-bottom: 34px; }
.dots { display: flex; justify-content: center; gap: 10px; margin-bottom: 30px; }
.dot { width: 14px; height: 14px; border-radius: 50%; background: var(--line); }
.dot.on { background: var(--green); }
.choice-grid { display: grid; gap: 16px; }
.choice {
  display: block; width: 100%;
  background: var(--bg);
  border: 3px solid var(--line);
  border-radius: 16px;
  padding: 22px 24px;
  font-size: 24px; font-weight: 700; color: var(--ink);
  font-family: inherit;
  cursor: pointer;
  transition: border-color 0.12s ease, background 0.12s ease;
}
.choice:hover { border-color: var(--green); background: var(--green-tint); }
.wizard .back {
  margin-top: 26px; background: none; border: none;
  color: var(--ink-soft); font-size: 19px; font-weight: 600;
  cursor: pointer; text-decoration: underline; font-family: inherit;
}
.result-amount {
  font-family: 'Lora', Georgia, serif;
  font-size: clamp(36px, 5.5vw, 52px);
  font-weight: 700; color: var(--green);
  margin: 18px 0 6px;
}
.result-label { font-size: 20px; color: var(--ink-soft); margin-bottom: 26px; }
.wizard input {
  width: 100%;
  font-size: 24px;
  padding: 18px 20px;
  border: 3px solid var(--line);
  border-radius: 14px;
  font-family: inherit;
  background: var(--bg);
  margin-bottom: 16px;
}
.wizard input:focus { border-color: var(--green); outline: none; }
.wizard label { display: block; text-align: left; font-size: 19px; font-weight: 700; margin-bottom: 8px; }
.fine { font-size: 16px; color: #7a827c; margin-top: 18px; line-height: 1.5; }
.success-box {
  background: var(--green-tint);
  border: 2px solid var(--green);
  border-radius: 16px;
  padding: 30px;
  font-size: 23px;
  font-weight: 600;
  color: var(--green-dark);
}

/* ============ Checklist ============ */
.checklist { max-width: 640px; margin: 0 auto; display: grid; gap: 18px; }
.checkrow {
  display: flex; align-items: center; gap: 18px;
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 22px 26px;
  font-size: 23px; font-weight: 600;
  text-align: left;
}
.checkrow svg { width: 40px; height: 40px; flex-shrink: 0; }

/* ============ City pills ============ */
.city-links { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; max-width: 860px; margin: 0 auto; }
.city-pill {
  display: inline-block;
  background: var(--card);
  border: 2px solid var(--line);
  border-radius: 999px;
  padding: 12px 24px;
  font-size: 19px;
  font-weight: 700;
  color: var(--green);
  text-decoration: none;
}
.city-pill:hover { border-color: var(--green); background: var(--green-tint); }

/* ============ FAQ ============ */
details {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 16px;
  margin-bottom: 14px;
}
summary {
  cursor: pointer;
  padding: 24px 64px 24px 26px;
  font-size: 23px; font-weight: 700;
  color: var(--ink);
  list-style: none;
  position: relative;
}
summary::-webkit-details-marker { display: none; }
summary::after {
  content: "+";
  position: absolute; right: 24px; top: 50%;
  transform: translateY(-50%);
  color: var(--green); font-size: 34px; font-weight: 400;
}
details[open] summary::after { content: "\2212"; }
details .a { padding: 0 26px 26px; font-size: 21px; color: var(--ink-soft); }
details .a a { color: var(--green); font-weight: 700; }

/* ============ Guides cards ============ */
.guide-list { display: grid; gap: 22px; }
.guide-card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 32px;
  text-decoration: none;
  display: block;
  box-shadow: var(--shadow);
  transition: transform 0.12s ease;
}
.guide-card:hover { transform: translateY(-3px); border-color: var(--green); }
.guide-card h3 { font-size: 26px; margin-bottom: 8px; }
.guide-card p { color: var(--ink-soft); font-size: 20px; margin-bottom: 10px; }
.guide-card .read { color: var(--green); font-weight: 700; font-size: 19px; }

/* ============ Article pages ============ */
article { padding: 60px 0; }
article h1 { font-size: clamp(34px, 4.6vw, 48px); line-height: 1.18; margin-bottom: 16px; }
article h2 { font-size: 32px; margin: 48px 0 16px; }
article h3 { font-size: 25px; margin: 32px 0 12px; }
article p, article li { margin-bottom: 18px; color: var(--ink); font-size: 21px; }
article ul, article ol { padding-left: 28px; margin-bottom: 20px; }
article a { color: var(--green); font-weight: 700; }
.answer-box {
  background: var(--green-tint);
  border-left: 6px solid var(--green);
  border-radius: 0 16px 16px 0;
  padding: 28px 30px;
  margin: 26px 0 36px;
  font-size: 22px;
}
.breadcrumbs { font-size: 17px; color: #8a918c; margin-bottom: 20px; }
.breadcrumbs a { color: var(--green); text-decoration: none; font-weight: 600; }
.byline { font-size: 17px; color: #8a918c; margin-bottom: 34px; }
.cta-inline {
  background: var(--green);
  border-radius: 22px;
  padding: 44px 36px;
  margin: 48px 0;
  text-align: center;
}
.cta-inline h3 { color: #fff; font-size: 30px; margin: 0 0 10px; }
.cta-inline p { color: #d3e4db; margin-bottom: 26px; font-size: 21px; }
.cta-inline .btn-primary { background: #fff; color: var(--green); box-shadow: none; }
.cta-inline .btn-primary:hover { background: var(--amber-tint); }

/* ============ Footer ============ */
footer.site {
  background: var(--ink);
  color: #aebbb3;
  padding: 56px 0 40px;
  font-size: 17px;
}
footer.site a { color: #d9e2dc; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 40px; margin-bottom: 36px; }
footer.site h4 { color: #fff; font-size: 19px; margin-bottom: 14px; font-family: 'Lora', Georgia, serif; }
footer.site ul { list-style: none; }
footer.site li { margin-bottom: 10px; }
.disclosures { border-top: 1px solid #34443c; padding-top: 26px; font-size: 14.5px; line-height: 1.6; color: #7e8b84; }

@media (max-width: 760px) {
  body { font-size: 20px; }
  section { padding: 56px 0; }
  .wizard { padding: 36px 22px; }
  .footer-grid { grid-template-columns: 1fr; }
  nav.main { gap: 16px; }
  nav.main a.navlink { display: none; }
  .header-row { justify-content: center; text-align: center; }
  nav.main { width: 100%; justify-content: center; }
  nav.main a.btn-primary { width: 100%; }
  .hero { padding: 52px 0 48px; }
}